Privacy Policy
Last updated: May 30, 2026
Owemint is designed to work locally on your device by default. Your debt-tracking records (including person names, amounts, due dates, notes, reasons, and optional photo attachments) are stored entirely on your own device. The App does not send your records to our servers, and you can use the App offline for all core tracking functions. Uninstalling the App removes local data from your device, subject to operating system behavior and any backups you created.
Permissions are requested only for specific, user-initiated features. If you enable notifications, we use this permission only to schedule and deliver local due-date and follow-up reminders based on your settings. You can still use the App if notifications are disabled. If you enable biometric or device authentication, we verify access through your device's security systems to support the optional app-lock. If you choose to attach photos or files to your records, media permissions are used only to select and attach those files, and the App remains fully usable without them.
While your records stay local, paid-feature checks (such as purchase validation, refreshing entitlements, and restoring purchases) require internet access. When you purchase, restore, or validate Owemint Pro, limited purchase-related data is processed by third-party billing platforms: RevenueCat (for purchase and entitlement management), Google Play (for Android billing), and the Apple App Store (for iOS billing). This processing can include product identifiers, purchase tokens, transaction status, entitlements, timestamps, and technical identifiers. You can review their respective policies: RevenueCat Privacy Policy (https://www.revenuecat.com/privacy/) and Terms (https://www.revenuecat.com/terms), Google Privacy Policy (https://policies.google.com/privacy) and Play Terms (https://play.google.com/intl/en_us/about/play-terms/), and Apple Privacy Policy (https://www.apple.com/legal/privacy/) and Media Services Terms (https://www.apple.com/legal/internet-services/itunes/).
On supported Apple devices, files stored in Owemint's document container (such as backups, restored files, and attachments) may be visible through the Files app or Finder file sharing. This local access is provided by your device's operating system, not by Owemint uploading your records to our servers. Any other data sharing, such as exporting database or CSV files, is strictly user-initiated.
If you contact support by email, we use the information you send only to respond and help with your request. If this policy changes, this page will reflect the latest version. Continued use of Owemint after an update means you accept the revised policy. For questions, you can contact us at [email protected].